:root{--navy:#08246B;--green:#00A64F;--red:#F20D1A;--ink:#101828;--muted:#667085;--soft:#F5F8FF;--line:#E6EAF2;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1120px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between}.brand img{width:210px;display:block}.nav{display:flex;gap:28px;align-items:center}.nav>a:not(.btn){font-weight:700;font-size:14px}.nav>a.active{color:var(--green)}.menu-btn{display:none;background:none;border:0;font-size:26px}.btn{display:inline-block;background:var(--navy);color:#fff;padding:13px 22px;border-radius:9px;font-weight:700;border:1px solid var(--navy);cursor:pointer}.btn.small{padding:10px 16px}.btn.ghost{background:transparent;color:var(--navy)}.btn.light{background:#fff;color:var(--navy);border-color:#fff}.hero{padding:86px 0;background:linear-gradient(135deg,#fff 50%,#f0f8f4)}.hero-grid,.split{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}.eyebrow{font-size:12px;letter-spacing:2px;font-weight:800;color:var(--green)}h1,h2,h3{line-height:1.15;margin-top:0}h1{font-size:clamp(42px,6vw,70px);margin:15px 0 22px;color:var(--navy)}h1 em{font-style:normal;color:var(--green)}h2{font-size:clamp(30px,4vw,44px);color:var(--navy)}p{color:var(--muted)}.hero p{font-size:18px;max-width:680px}.actions{display:flex;gap:12px;margin:30px 0}.trust-row{display:flex;gap:22px;flex-wrap:wrap;font-size:13px;font-weight:700;color:#344054}.hero-card,.panel,.contact-form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:0 18px 55px rgba(8,36,107,.08)}.hero-card{border-top:5px solid var(--green)}.key-mark{width:70px;height:70px;border-radius:18px;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:900;font-size:22px;margin-bottom:28px}.hero-card a,.cards a,.text-link{color:var(--green);font-weight:800}.section{padding:86px 0}.soft{background:var(--soft)}.section-head{text-align:center;max-width:700px;margin:0 auto 44px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cards article,.service-list article{border:1px solid var(--line);border-radius:16px;padding:28px;background:#fff}.icon{font-size:28px;margin-bottom:20px;color:var(--navy);font-weight:900}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.why-grid>div{background:#fff;padding:22px;border-radius:14px;border:1px solid var(--line)}.why-grid b{color:var(--red);font-size:13px}.why-grid h3{margin:8px 0}.cta{text-align:center;background:var(--navy);padding:68px 0}.cta h2,.cta p{color:#fff}.page-hero{padding:70px 0;background:var(--soft)}.page-hero h1{font-size:clamp(38px,5vw,58px);max-width:850px}.page-hero p{max-width:720px;font-size:18px}.service-list{display:grid;gap:20px}.contact-form{display:grid;gap:18px}.contact-form label{display:grid;gap:7px;font-weight:700;color:#344054}.contact-form input,.contact-form select,.contact-form textarea{width:100%;padding:13px;border:1px solid #ccd3df;border-radius:8px;font:inherit}.footer{background:#051a4f;color:#fff;padding:58px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.footer-logo{width:200px;margin-bottom:15px}.footer h4{margin-top:0}.footer a,.footer span{display:block;color:#d6dceb;margin:8px 0;font-size:14px}.footer p{color:#d6dceb}.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:38px;padding-top:20px;color:#b9c2d8;font-size:13px}@media(max-width:800px){.menu-btn{display:block}.nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:24px 4%;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.hero-grid,.split{grid-template-columns:1fr;gap:36px}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding:58px 0}}@media(max-width:520px){.brand img{width:175px}.cards,.why-grid,.footer-grid{grid-template-columns:1fr}.actions{flex-direction:column}.actions .btn{text-align:center}}
/* ===== Phase 2 Homepage ===== */
.phase2-hero{position:relative;overflow:hidden;padding:94px 0 82px;background:linear-gradient(135deg,#f9fbff 0%,#fff 52%,#effaf4 100%)}.phase2-hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(8,36,107,.07) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(to right,black,transparent 60%);pointer-events:none}.hero-copy,.solution-board{position:relative;z-index:2}.hero-copy h1{max-width:760px;font-size:clamp(44px,5.7vw,72px);letter-spacing:-2.5px}.hero-copy>p{max-width:650px}.hero-orb{position:absolute;border-radius:50%;filter:blur(2px);opacity:.45}.hero-orb-one{width:360px;height:360px;background:#dff6e9;right:-120px;top:-100px}.hero-orb-two{width:190px;height:190px;background:#e4eaff;right:31%;bottom:-100px}.trust-row i{font-style:normal;color:var(--green);margin-right:5px}.solution-board{background:rgba(255,255,255,.9);border:1px solid #e1e7f0;border-radius:24px;padding:30px;box-shadow:0 28px 80px rgba(8,36,107,.14);backdrop-filter:blur(10px)}.board-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}.board-label{font-size:11px;font-weight:900;letter-spacing:1.7px;color:var(--navy)}.status-dot{font-size:11px;font-weight:800;color:#08763b;background:#e8f8ef;padding:6px 10px;border-radius:99px}.solution-board h3{font-size:28px;color:var(--navy);margin-bottom:22px}.mini-solutions{display:grid;gap:10px}.mini-solutions a{display:grid;grid-template-columns:46px 1fr auto;gap:13px;align-items:center;padding:14px;border:1px solid var(--line);border-radius:13px;transition:.2s}.mini-solutions a:hover{transform:translateX(4px);border-color:#b9c7e8;box-shadow:0 8px 24px rgba(8,36,107,.07)}.mini-solutions b,.mini-solutions small{display:block}.mini-solutions b{color:var(--ink)}.mini-solutions small{color:var(--muted)}.mini-solutions strong{color:var(--green);font-size:20px}.service-symbol{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;font-weight:900}.service-symbol.shield{background:#eaf0ff;color:var(--navy)}.service-symbol.loan{background:#fff1f1;color:var(--red)}.service-symbol.invest{background:#e8f8ef;color:var(--green)}.board-note{display:flex;gap:13px;align-items:center;background:var(--navy);border-radius:15px;padding:16px;margin-top:18px}.board-note p{font-size:13px;line-height:1.45;color:#dce4ff;margin:0}.board-note b{color:#fff}.key-circle{width:42px;height:42px;flex:0 0 42px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-weight:900}.quick-strip{background:var(--navy);color:#fff}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr)}.quick-grid>div{display:flex;align-items:center;gap:12px;padding:19px 22px;border-right:1px solid rgba(255,255,255,.12)}.quick-grid>div:last-child{border:0}.quick-grid b{color:#63d89a;font-size:12px}.quick-grid span{font-size:13px;font-weight:700}.service-cards article{position:relative;overflow:hidden;padding:32px;transition:.25s}.service-cards article:hover{transform:translateY(-7px);box-shadow:0 18px 45px rgba(8,36,107,.09);border-color:#cfd9ef}.service-cards article:after{content:"";position:absolute;width:80px;height:80px;border-radius:50%;right:-35px;top:-35px;background:#f1f5ff}.card-number{position:absolute;right:18px;top:14px;font-size:11px;font-weight:900;color:#aab4c7;z-index:1}.service-cards .icon{width:52px;height:52px;display:grid;place-items:center;border-radius:14px;font-size:22px}.icon-shield{background:#eaf0ff;color:var(--navy)}.icon-finance{background:#e8f8ef;color:var(--green)}.icon-loan{background:#fff0f0;color:var(--red)}.icon-invest{background:#f0f7ff;color:#1672b8}.service-cards h3{color:var(--navy);margin-bottom:12px}.service-cards a span{transition:.2s;display:inline-block}.service-cards a:hover span{transform:translateX(4px)}.why-section{gap:80px}.why-copy>p{font-size:17px}.feature-list{display:grid;gap:16px;margin:28px 0}.feature-list>div{display:flex;gap:13px;align-items:flex-start}.feature-list>div>span{width:27px;height:27px;flex:0 0 27px;border-radius:50%;display:grid;place-items:center;background:#e8f8ef;color:var(--green);font-weight:900}.feature-list p{margin:0}.feature-list b,.feature-list small{display:block}.feature-list b{color:var(--ink)}.feature-list small{margin-top:2px}.process-card{background:var(--navy);border-radius:24px;padding:38px;box-shadow:0 24px 60px rgba(8,36,107,.18)}.process-card .eyebrow{color:#6ee0a5}.process-card>h3{font-size:27px;color:#fff;margin:10px 0 26px}.process-list{list-style:none;padding:0;margin:0;display:grid;gap:0}.process-list li{display:grid;grid-template-columns:42px 1fr;gap:15px;position:relative;padding-bottom:22px}.process-list li:not(:last-child):before{content:"";position:absolute;left:20px;top:40px;bottom:2px;width:1px;background:rgba(255,255,255,.18)}.process-list li>span{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:#fff;font-weight:900}.process-list b{color:#fff}.process-list p{margin:3px 0 0;color:#bfc9e5;font-size:14px}.about-preview{background:#fff}.about-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px;align-items:center;max-width:940px}.about-badge{aspect-ratio:1/1;max-width:300px;border-radius:38px;background:linear-gradient(145deg,var(--navy),#0e3aa3);box-shadow:22px 22px 0 #e8f8ef;display:flex;flex-direction:column;justify-content:center;padding:48px;color:#fff}.about-badge span{font-size:44px;line-height:1;font-weight:900}.about-badge b{font-size:16px;letter-spacing:5px;color:#7fe4ad;margin:7px 0}.about-badge strong{font-size:44px;line-height:1;color:#fff}.premium-cta{text-align:left;background:linear-gradient(125deg,#061b50,var(--navy) 60%,#0a347e)}.cta-inner{display:grid;grid-template-columns:1.4fr .6fr;gap:50px;align-items:center}.premium-cta h2{max-width:700px;margin:9px 0 12px}.premium-cta p{max-width:680px;margin-bottom:0;color:#cdd6ed}.light-eye{color:#6ee0a5}.cta-actions{display:flex;flex-direction:column;align-items:flex-start;gap:16px}.cta-text{color:#fff;font-weight:800;font-size:14px}.footer .footer-logo{background:#fff;border-radius:10px;padding:8px 10px;box-sizing:content-box}
@media(max-width:900px){.quick-grid{grid-template-columns:1fr 1fr}.quick-grid>div:nth-child(2){border-right:0}.quick-grid>div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.12)}.why-section{gap:40px}.cta-inner{grid-template-columns:1fr}.about-grid{gap:45px}}
@media(max-width:800px){.phase2-hero{padding-top:62px}.hero-copy h1{letter-spacing:-1.5px}.solution-board{max-width:600px}.about-grid{grid-template-columns:1fr}.about-badge{max-width:240px}.service-cards{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.phase2-hero{padding:50px 0}.hero-copy h1{font-size:42px}.solution-board{padding:20px}.quick-grid{grid-template-columns:1fr}.quick-grid>div{border-right:0!important;border-bottom:1px solid rgba(255,255,255,.12)!important}.quick-grid>div:last-child{border-bottom:0!important}.service-cards{grid-template-columns:1fr}.process-card{padding:28px 22px}.about-badge{max-width:190px;border-radius:26px;padding:32px;box-shadow:14px 14px 0 #e8f8ef}.about-badge span,.about-badge strong{font-size:34px}}
/* Phase 3: service landing pages */
.breadcrumbs{display:flex;gap:9px;align-items:center;flex-wrap:wrap;font-size:.9rem;margin-bottom:28px;color:#667085}.breadcrumbs a{color:var(--blue);text-decoration:none}.service-detail-hero{padding-bottom:68px}.service-detail-hero p{max-width:760px}.detail-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,.75fr);gap:56px;align-items:start}.detail-grid h2{font-size:clamp(1.8rem,3vw,2.65rem);margin:8px 0 18px}.detail-grid h3{margin:30px 0 14px}.detail-grid>div>p{color:#667085;line-height:1.8}.detail-list{display:grid;gap:12px}.detail-item{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border:1px solid #e7eaf0;border-radius:14px;background:#fff}.detail-item span{font-weight:800;color:var(--green)}.detail-item p{margin:0;color:#475467;line-height:1.55}.detail-aside{padding:28px;border:1px solid #e4e8ef;border-radius:20px;background:#fff;box-shadow:0 14px 40px rgba(8,36,107,.07);position:sticky;top:105px}.detail-aside h3{margin:0 0 16px}.detail-aside p{color:#667085;line-height:1.6}.detail-aside .btn{margin-top:12px}.faq-wrap{max-width:900px}.faq{background:#fff;border:1px solid #e4e8ef;border-radius:14px;margin:12px 0;padding:0 20px}.faq summary{cursor:pointer;font-weight:700;padding:18px 0}.faq p{margin:0;padding:0 0 18px;color:#667085;line-height:1.7}@media(max-width:820px){.detail-grid{grid-template-columns:1fr;gap:28px}.detail-aside{position:static}.service-detail-hero{padding-bottom:48px}}
.service-link-card{display:block;text-decoration:none;color:inherit;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.service-link-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(8,36,107,.10);border-color:rgba(8,36,107,.18)}.service-link-card p{color:#667085;line-height:1.65}.service-link-card .text-link{display:inline-block;margin-top:10px;font-weight:800;color:var(--blue)}

/* Phase 4: lead generation */
.hp-field{position:absolute!important;left:-9999px!important;opacity:0!important;height:1px!important;width:1px!important}
.consent-check{display:flex!important;gap:10px;align-items:flex-start;font-size:.88rem;line-height:1.45}
.consent-check input{width:auto!important;margin-top:4px}
.form-error{padding:12px 14px;border:1px solid #c62828;border-radius:10px}
.legal-content{max-width:850px}
.legal-content p{margin:0 0 18px;line-height:1.75}
.footer-legal-title{margin-top:18px}
.floating-whatsapp{position:fixed;right:20px;bottom:22px;z-index:90;background:#00A64F;color:#fff!important;padding:12px 17px;border-radius:999px;font-weight:700;box-shadow:0 8px 24px rgba(0,0,0,.2)}
.mobile-contact-bar{display:none}
@media(max-width:700px){
 .floating-whatsapp{display:none}
 .mobile-contact-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:100;background:#fff;box-shadow:0 -4px 18px rgba(0,0,0,.12)}
 .mobile-contact-bar a{flex:1;text-align:center;padding:13px 8px;font-weight:700;text-decoration:none}
 body{padding-bottom:48px}
}
.calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.calculator-card{background:#fff;border:1px solid rgba(8,36,107,.12);border-radius:18px;padding:28px}.calculator-card label{display:block;margin:15px 0;font-weight:600}.calculator-card input{display:block;width:100%;margin-top:7px;padding:12px;border:1px solid #d8deea;border-radius:9px}.calc-result{margin-top:20px;padding:18px;border-radius:12px;background:#f2f7ff}.calc-note{font-size:.82rem;opacity:.75}.assessment-points p{padding:10px 0;border-bottom:1px solid rgba(0,0,0,.08)}@media(max-width:800px){.calc-grid{grid-template-columns:1fr}}
/* Premium redesign */
:root{--navy:#061f50;--navy2:#031838;--green:#00a64f;--gold:#e8a51b;--ink:#071b46;--soft:#f4f8ff}
.topbar{background:linear-gradient(90deg,#031a42,#082b62);color:#fff;font-size:13px}.topbar-inner{min-height:40px;display:flex;justify-content:space-between;align-items:center}.topbar-contact,.topbar-social{display:flex;gap:26px}.topbar a{color:#fff;text-decoration:none}.topbar-social a{font-weight:800;font-size:17px}
.site-header{background:#fff;position:sticky;top:0;z-index:80;border-bottom:1px solid #e8edf5;box-shadow:0 5px 18px rgba(6,31,80,.04)}.nav-wrap{min-height:122px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand img{width:115px;max-height:94px}.main-nav{display:flex;align-items:center;gap:30px}.main-nav>a{font-weight:650;color:#08152f;text-decoration:none;font-size:14px}.main-nav>a:hover{color:var(--green)}.main-nav .nav-cta{background:var(--navy);color:#fff;padding:15px 21px;border-radius:9px}.nav-toggle{display:none}
.premium-hero{background:radial-gradient(circle at 75% 25%,#fff 0,#f6faff 38%,#eef5ff 100%);padding:50px 0}.premium-hero-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:58px;align-items:center}.goal-side h1{font-size:clamp(40px,4vw,64px);line-height:1.05;color:var(--ink);margin:8px 0 26px}.goal-row{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:20px 0;border-bottom:1px solid #d7e0ed;text-decoration:none;color:var(--ink)}.goal-row:last-child{border-bottom:0}.goal-row h3{margin:0 0 6px;font-size:20px}.goal-row p{margin:0 0 7px;color:#56657e}.goal-row b{font-size:14px;color:#075ec9}.goal-icon{width:58px;height:58px;border-radius:12px;display:grid;place-items:center;color:#fff;font-size:28px;font-weight:800;box-shadow:0 8px 20px rgba(0,0,0,.1)}.goal-icon.blue{background:linear-gradient(135deg,#0d79e8,#0754b8)}.goal-icon.green{background:linear-gradient(135deg,#0bc465,#008c3d)}.goal-icon.gold{background:linear-gradient(135deg,#ffc82d,#e99b00)}.goal-icon.purple{background:linear-gradient(135deg,#8a61ef,#5933c8)}
.home-calculator{background:#fff;padding:30px;border-radius:18px;box-shadow:0 15px 45px rgba(11,39,84,.12);border:1px solid #e4ebf4}.home-calculator h2{font-size:31px;color:var(--ink);margin:4px 0}.home-calculator>p{color:#59677e}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px 22px;margin:24px 0}.calc-fields label{font-size:14px;font-weight:700;color:#17213a}.calc-fields input{display:block;width:100%;padding:13px 14px;margin-top:8px;border:1px solid #ccd7e5;border-radius:8px;font:inherit}.calc-button{width:100%;background:var(--green)}.home-result{background:linear-gradient(135deg,#f0faf4,#f7fcf8);border:1px solid #bfe4cd;border-radius:10px;padding:20px;text-align:center;margin-top:15px}.home-result small{display:block;color:#17462b;font-weight:700}.home-result>strong{display:block;font-size:34px;color:#07913f;margin:7px}.home-result div{display:flex;justify-content:center;gap:22px;color:#56657e;font-size:13px}.calc-disclaimer{font-size:12px!important;margin:12px 0!important}.full-calcs{font-weight:700;color:var(--navy);text-decoration:none}
.trust-strip{background:#fff;border-top:1px solid #e6ecf4}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:25px 0}.trust-item{display:flex;gap:14px;align-items:center;padding:0 25px;border-right:1px solid #e3e8ef}.trust-item:last-child{border:0}.trust-icon{font-size:30px;color:var(--navy)}.trust-item b,.trust-item small{display:block;color:var(--navy)}.trust-item small{font-size:12px;color:#637089;margin-top:4px}
.premium-footer{background:radial-gradient(circle at 50% 0,#092c61,#031a42 60%,#02142f);color:#fff}.footer-main{display:grid;grid-template-columns:1.2fr .9fr 1.15fr .9fr;gap:52px;padding:58px 0 35px}.footer-brand{padding-right:28px;border-right:1px solid rgba(255,255,255,.15)}.footer-brand img{background:#fff;border-radius:14px;padding:12px;width:180px}.footer-brand p{color:#c8d5e9;line-height:1.65}.footer-mini{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:25px;font-size:12px;color:#e8b34d}.footer-col h4{font-size:20px;margin:4px 0 22px}.footer-col h4:after{content:"";display:block;width:40px;height:2px;background:var(--gold);margin-top:9px}.footer-col>a{display:block;color:#dbe6f5;text-decoration:none;margin:0 0 14px}.footer-col>a:hover{color:#fff}.contact-col>a,.footer-address{display:flex!important;gap:12px;align-items:flex-start;border-bottom:1px solid rgba(255,255,255,.09);padding-bottom:12px}.contact-col i,.footer-address i{width:35px;height:35px;border-radius:50%;background:#0c326b;display:grid;place-items:center;font-style:normal}.contact-col span,.footer-address span{color:#c9d5e6}.contact-col strong{display:block;color:#fff;margin-top:3px}.footer-address small{display:block;color:#dbe5f3;line-height:1.5;margin-top:4px}.legal-heading{margin-top:30px!important}.footer-guidance{border:1px solid rgba(255,255,255,.13);border-radius:12px;padding:22px 28px;margin-bottom:30px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;align-items:center;gap:22px;background:rgba(255,255,255,.025)}.footer-guidance>div b,.footer-guidance>div span{display:block}.footer-guidance>div span{color:#bfcde0;margin-top:5px}.footer-guidance>a{padding:13px;text-align:center;border-radius:8px;color:#fff;text-decoration:none}.footer-call{background:linear-gradient(135deg,#d89a24,#a66a0a)}.footer-wa{background:linear-gradient(135deg,#00b85a,#008b40)}.footer-book{border:1px solid var(--gold)}.footer-bottom{border-top:1px solid rgba(232,165,27,.6);padding:20px 0}.footer-bottom .container{display:flex;justify-content:space-between;color:#aebdd2;font-size:13px}.footer-bottom b{color:#f1b53f}.floating-wa,.floating-call{position:fixed;right:22px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;text-decoration:none;z-index:95;font-size:23px;box-shadow:0 8px 25px rgba(0,0,0,.2)}.floating-wa{bottom:90px;background:#00ad50}.floating-call{bottom:28px;background:#174bb1}.intro-section{padding-top:65px}
@media(max-width:1050px){.main-nav{gap:16px}.main-nav>a{font-size:12px}.premium-hero-grid{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr}.footer-guidance{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr;gap:20px}.trust-item:nth-child(2){border-right:0}}
@media(max-width:760px){.topbar-contact a span{display:none}.topbar-contact{gap:15px}.nav-wrap{min-height:88px}.brand img{width:90px}.nav-toggle{display:block;border:0;background:var(--navy);color:#fff;padding:9px 12px;border-radius:7px}.main-nav{display:none;position:absolute;left:0;right:0;top:88px;background:#fff;padding:20px;box-shadow:0 12px 25px rgba(0,0,0,.12);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.premium-hero{padding:30px 0}.premium-hero-grid{gap:30px}.goal-side h1{font-size:42px}.calc-fields{grid-template-columns:1fr}.home-result div{flex-direction:column;gap:5px}.trust-grid,.footer-main,.footer-guidance{grid-template-columns:1fr}.trust-item{border-right:0}.footer-brand{border-right:0}.footer-bottom .container{flex-direction:column;gap:8px}.floating-wa{bottom:82px}.floating-call{bottom:20px}}

/* ===== HOMEPAGE REBUILD ===== */
.ktl-hero{padding:76px 0;background:radial-gradient(circle at 80% 25%,#ffffff 0,#f4f8ff 42%,#edf4ff 100%);overflow:hidden}
.ktl-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:68px;align-items:center}
.ktl-hero-copy h1{font-size:clamp(46px,5.2vw,74px);line-height:1.02;letter-spacing:-2.5px;color:#071b46;margin:13px 0 23px}
.ktl-hero-copy h1 span{color:#087d9e}.ktl-hero-copy>p{font-size:18px;line-height:1.72;color:#5d6c83;max-width:680px}
.ktl-hero-actions{display:flex;gap:13px;margin:30px 0 26px}.ktl-primary{background:#071f50!important;color:#fff!important}.ktl-outline{background:#fff!important;color:#071f50!important;border:1px solid #bdcadd}
.ktl-hero-trust{display:flex;gap:22px;flex-wrap:wrap;color:#40516c;font-size:13px;font-weight:700}.ktl-hero-trust i{color:#00a64f;margin-right:5px}
.ktl-hero-panel{background:#fff;border:1px solid #dfe8f3;border-radius:22px;padding:30px;box-shadow:0 22px 60px rgba(7,31,80,.12)}
.hero-panel-head span{font-size:11px;font-weight:800;letter-spacing:1.5px;color:#087d9e}.hero-panel-head h2{font-size:28px;color:#071b46;margin:6px 0 22px}
.hero-need-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.hero-need-grid>a{display:grid;grid-template-columns:44px 1fr 15px;gap:11px;align-items:center;padding:17px 14px;border:1px solid #e2e9f2;border-radius:12px;text-decoration:none;color:#071b46;transition:.2s}
.hero-need-grid>a:hover{transform:translateY(-2px);border-color:#9fb5d0;box-shadow:0 8px 20px rgba(7,31,80,.07)}.hero-need-grid>a>i{width:42px;height:42px;border-radius:10px;background:#edf4ff;display:grid;place-items:center;color:#075fa8;font-size:19px}
.hero-need-grid b,.hero-need-grid small{display:block}.hero-need-grid small{color:#6b788c;font-size:11px;margin-top:3px}.hero-need-grid em{font-style:normal;color:#087d9e;font-weight:800}
.hero-help{margin-top:17px;padding:15px 17px;border-radius:12px;background:#071f50;color:#fff;display:grid;grid-template-columns:36px 1fr auto;gap:12px;align-items:center}.hero-help>i{font-size:22px;color:#f1b23b}.hero-help small,.hero-help b{display:block}.hero-help small{color:#b9c8df;font-size:11px}.hero-help a{color:#fff;text-decoration:none;font-weight:800;font-size:13px}
.ktl-section-title{text-align:center;max-width:760px;margin-left:auto;margin-right:auto;margin-bottom:38px}.ktl-section-title h2{font-size:clamp(34px,3.5vw,48px);color:#071b46;margin:7px 0 12px}.ktl-section-title p{color:#637188;line-height:1.65}
.ktl-service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:19px}.ktl-service-card{background:#fff;border:1px solid #e2e9f2;border-radius:17px;padding:28px 24px;box-shadow:0 10px 28px rgba(7,31,80,.05);transition:.2s}.ktl-service-card:hover{transform:translateY(-5px);box-shadow:0 17px 38px rgba(7,31,80,.10)}
.ktl-service-icon{width:54px;height:54px;border-radius:13px;background:#edf4ff;color:#075fa8;display:grid;place-items:center;font-size:23px}.ktl-service-card h3{color:#071b46;font-size:21px;margin:19px 0 10px}.ktl-service-card p{color:#657389;font-size:14px;line-height:1.6;min-height:90px}.service-tags{display:flex;gap:6px;flex-wrap:wrap;margin:18px 0}.service-tags span{font-size:10px;font-weight:800;padding:6px 8px;border-radius:20px;background:#f1f5fa;color:#50617a}.ktl-service-card>a{font-size:13px;font-weight:800;color:#075fa8;text-decoration:none}.ktl-center-cta{text-align:center;margin-top:34px}
.ktl-about-home{background:#f5f8fc}.ktl-about-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:72px;align-items:center}.ktl-about-card{background:linear-gradient(145deg,#08275d,#031735);border-radius:22px;padding:38px;color:#fff;box-shadow:0 20px 48px rgba(3,23,53,.18)}.about-logo-wrap{background:#fff;border-radius:16px;padding:17px;text-align:center;margin-bottom:25px}.about-logo-wrap img{max-width:220px;max-height:110px}.about-card-line{display:flex;gap:15px;align-items:center;padding:17px 0;border-bottom:1px solid rgba(255,255,255,.12)}.about-card-line:last-child{border-bottom:0}.about-card-line>i{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.09);color:#efb43d}.about-card-line b,.about-card-line small{display:block}.about-card-line small{color:#b9c8dc;margin-top:4px}
.ktl-about-copy h2{font-size:clamp(34px,3.7vw,50px);line-height:1.13;color:#071b46;margin:8px 0 18px}.ktl-about-copy>p{color:#5f6e84;line-height:1.75}.ktl-about-points{display:grid;grid-template-columns:1fr 1fr;gap:11px 20px;margin:23px 0 29px;color:#334963;font-weight:650;font-size:14px}.ktl-about-points i{color:#00a64f;margin-right:7px}
.ktl-why{background:#fff}.ktl-why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#dfe6ef;border:1px solid #dfe6ef;border-radius:17px;overflow:hidden}.ktl-why-grid>div{background:#fff;padding:30px 25px}.ktl-why-grid i{font-size:28px;color:#087d9e}.ktl-why-grid h3{color:#071b46;margin:15px 0 8px}.ktl-why-grid p{color:#657389;font-size:13px;line-height:1.6}
.ktl-tools-home{background:linear-gradient(135deg,#071f50,#0b3470);color:#fff}.ktl-tools-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:65px;align-items:center}.ktl-tools-copy .eyebrow{color:#f1b23b}.ktl-tools-copy h2{font-size:clamp(34px,3.7vw,49px);line-height:1.12;margin:8px 0 16px}.ktl-tools-copy p{color:#c4d2e5;line-height:1.7;margin-bottom:26px}.ktl-outline-dark{background:transparent!important;color:#fff!important;border:1px solid rgba(255,255,255,.45)}
.ktl-tool-links{background:#fff;border-radius:17px;padding:8px 26px}.ktl-tool-links>a{display:grid;grid-template-columns:45px 1fr 20px;gap:14px;align-items:center;padding:17px 0;border-bottom:1px solid #e3e9f0;text-decoration:none;color:#071f50}.ktl-tool-links>a:last-child{border:0}.ktl-tool-links>a>i{width:42px;height:42px;border-radius:10px;background:#edf4ff;color:#075fa8;display:grid;place-items:center}.ktl-tool-links b,.ktl-tool-links small{display:block}.ktl-tool-links small{color:#68768b;margin-top:3px;font-size:11px}.ktl-tool-links em{font-style:normal;color:#087d9e;font-weight:800}
.ktl-process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.ktl-process-grid>div{position:relative;padding:28px;border:1px solid #e0e7f0;border-radius:15px;background:#fff}.ktl-process-grid>div>span{position:absolute;right:18px;top:14px;font-size:35px;font-weight:900;color:#edf1f6}.ktl-process-grid i{font-size:26px;color:#087d9e}.ktl-process-grid h3{color:#071b46;margin:18px 0 7px}.ktl-process-grid p{color:#68768b;font-size:13px;line-height:1.55}
.ktl-final-cta{background:#00a64f;padding:43px 0;color:#fff}.ktl-final-cta>.container{display:flex;justify-content:space-between;align-items:center;gap:35px}.ktl-final-cta span{font-size:11px;font-weight:800;letter-spacing:1.4px}.ktl-final-cta h2{font-size:31px;max-width:720px;margin:5px 0}.ktl-final-actions{display:flex;gap:10px;min-width:max-content}.ktl-white{background:#fff!important;color:#071f50!important}.ktl-whatsapp{background:#071f50!important;color:#fff!important}
@media(max-width:1050px){.ktl-hero-grid,.ktl-about-grid,.ktl-tools-grid{grid-template-columns:1fr}.ktl-service-grid,.ktl-why-grid,.ktl-process-grid{grid-template-columns:1fr 1fr}.ktl-service-card p{min-height:auto}}
@media(max-width:700px){.ktl-hero{padding:48px 0}.ktl-hero-copy h1{font-size:45px;letter-spacing:-1.5px}.ktl-hero-actions,.ktl-final-actions{flex-direction:column}.hero-need-grid,.ktl-service-grid,.ktl-why-grid,.ktl-process-grid,.ktl-about-points{grid-template-columns:1fr}.hero-help{grid-template-columns:34px 1fr}.hero-help>a{grid-column:2}.ktl-final-cta>.container{align-items:flex-start;flex-direction:column}.ktl-final-actions{width:100%}.ktl-final-actions a{text-align:center}.ktl-service-card{padding:24px}.ktl-about-card{padding:26px}}

/* Requested visual fixes */
.ktl-tools-home .ktl-tools-copy h2{color:#ffffff!important;}
.ktl-tools-home .ktl-tools-copy p{color:#d7e3f3!important;}
.footer-col>a .fa-facebook-f,.footer-col>a .fa-instagram{color:#ffffff;}
.footer-wa .fa-whatsapp,.floating-wa .fa-whatsapp{color:#ffffff;font-size:22px;}
.footer-address .fa-location-dot{color:#ffffff;}

/* Active navbar page state */
.main-nav>a{position:relative}
.main-nav>a.active:not(.nav-cta){color:#087d9e!important;font-weight:800}
.main-nav>a.active:not(.nav-cta)::after{content:"";position:absolute;left:0;right:0;bottom:-13px;height:3px;border-radius:3px;background:#00a64f}
.main-nav .nav-cta.active{background:#00a64f!important;color:#fff!important}
@media(max-width:760px){
 .main-nav>a.active:not(.nav-cta){background:#eef7f5;padding:10px 12px;border-radius:7px}
 .main-nav>a.active:not(.nav-cta)::after{display:none}
}

/* Phase 6 interactive homepage */
.phase6-header{background:#fff;position:sticky;top:0;z-index:100;box-shadow:0 4px 20px rgba(6,31,80,.07)}.phase6-nav{min-height:92px;display:flex;align-items:center;gap:30px}.phase6-nav .brand img{width:92px;max-height:75px}.phase6-nav .main-nav{margin-left:auto}.quick-contact{display:flex;align-items:center;gap:14px}.header-phone{color:#071f50;text-decoration:none;font-weight:800;font-size:13px}.header-phone i{color:#00a64f;margin-right:6px}.header-consult{background:#071f50;color:#fff;text-decoration:none;padding:13px 17px;border-radius:8px;font-weight:800;font-size:13px}
.p6-hero{padding:72px 0;background:linear-gradient(120deg,#f3f8ff,#fff 52%,#edf7f3)}.p6-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}.p6-kicker{font-size:11px;font-weight:900;letter-spacing:1.6px;color:#087d9e}.p6-hero h1{font-size:clamp(50px,5.6vw,78px);line-height:1;letter-spacing:-2.8px;color:#071b46;margin:13px 0 22px}.p6-hero h1 span{color:#00a64f}.p6-hero-copy>p{font-size:18px;color:#607088;line-height:1.7}.p6-actions{display:flex;gap:12px;margin:28px 0}.p6-btn{display:inline-block;border:0;border-radius:9px;padding:14px 19px;text-decoration:none;font-weight:800;cursor:pointer;font:inherit}.p6-btn.primary{background:#071f50;color:#fff}.p6-btn.secondary{background:#fff;color:#071f50;border:1px solid #c6d2e0}.p6-badges{display:flex;gap:18px;flex-wrap:wrap;font-size:12px;font-weight:800;color:#42556e}.p6-badges i{color:#00a64f;margin-right:5px}.p6-visual{min-height:430px;display:grid;place-items:center}.visual-orbit{width:390px;height:390px;border:1px dashed #a9bed3;border-radius:50%;position:relative;display:grid;place-items:center}.visual-orbit:after{content:"";position:absolute;width:280px;height:280px;border:1px solid #dce6f0;border-radius:50%}.visual-core{width:190px;height:190px;background:#fff;border-radius:50%;display:grid;place-items:center;box-shadow:0 18px 50px rgba(7,31,80,.14);z-index:2}.visual-core img{width:130px}.orbit-card{position:absolute;background:#fff;padding:12px 15px;border-radius:11px;box-shadow:0 10px 30px rgba(7,31,80,.12);z-index:3;color:#071f50;font-size:12px}.orbit-card i{color:#00a64f;margin-right:6px}.oc1{top:15px;left:38px}.oc2{right:-18px;top:115px}.oc3{bottom:20px;right:35px}.oc4{left:-15px;bottom:105px}
.partner-strip{text-align:center;padding:30px 0;background:#fff;border-bottom:1px solid #e5ebf2}.partner-strip p{font-size:10px;letter-spacing:2px;font-weight:900;color:#8190a4}.logo-marquee{overflow:hidden;margin:16px 0}.logo-track{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}.logo-track span{border:1px dashed #cbd5e0;padding:13px 25px;border-radius:8px;color:#9aa6b5;font-weight:800;font-size:12px}.partner-strip small,.metric-note{color:#8b97a7;font-size:11px}
.p6-counters{background:#071f50;color:#fff;padding:34px 0;text-align:center}.counter-grid{display:grid;grid-template-columns:repeat(4,1fr)}.counter-grid>div{border-right:1px solid rgba(255,255,255,.13)}.counter-grid>div:last-child{border:0}.counter-grid strong{display:block;font-size:32px;color:#f0b23d}.counter-grid span{font-size:12px;color:#c4d2e5}.metric-note{margin:15px 0 0;color:#8195b3}
.p6-section{padding:76px 0}.finder-section{background:#f4f8fc}.finder-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:65px;align-items:center}.finder-grid>div>h2,.p6-heading h2,.clarity-copy h2,.faq-layout>div>h2{font-size:clamp(34px,3.8vw,50px);color:#071b46;line-height:1.12;margin:8px 0 15px}.finder-grid>div>p{color:#64738a;line-height:1.7}.finder-benefits{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.finder-benefits span{background:#fff;padding:10px 12px;border-radius:8px;font-size:12px;font-weight:750;color:#3e526c}.finder-benefits i{color:#00a64f}.quiz-card{background:#fff;padding:30px;border-radius:18px;box-shadow:0 15px 45px rgba(7,31,80,.10)}.quiz-progress{height:4px;background:#e7edf4;border-radius:5px;margin-bottom:25px}.quiz-progress span{display:block;height:100%;background:#00a64f;border-radius:5px;transition:.3s}.quiz-step{display:none}.quiz-step.active{display:block}.quiz-step>small{font-size:10px;font-weight:900;color:#087d9e}.quiz-step h3{font-size:25px;color:#071f50}.quiz-options{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0}.quiz-options input{position:absolute;opacity:0}.quiz-options span{display:block;border:1px solid #dbe4ee;border-radius:9px;padding:14px;cursor:pointer;color:#3f526c;font-weight:700}.quiz-options input:checked+span{border-color:#00a64f;background:#eefaf3;color:#08773b}.quiz-options i{margin-right:7px}.quiz-buttons{display:flex;justify-content:space-between;gap:10px}.quiz-contact{display:grid;grid-template-columns:1fr 1fr;gap:12px}.quiz-contact label:last-child{grid-column:1/-1}.quiz-contact input{display:block;width:100%;padding:12px;border:1px solid #d4deea;border-radius:8px;margin-top:6px}
.p6-heading{text-align:center;max-width:760px;margin:0 auto 38px}.p6-heading p{color:#68778c}.dynamic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.dynamic-card{background:#fff;border:1px solid #e0e8f1;border-radius:16px;padding:28px;text-decoration:none;color:#071f50;transition:.25s}.dynamic-card:hover{transform:translateY(-7px);background:#071f50;color:#fff;box-shadow:0 18px 38px rgba(7,31,80,.16)}.dynamic-card>i{font-size:28px;color:#00a64f}.dynamic-card p{color:#68778c;font-size:13px;line-height:1.6}.dynamic-card:hover p{color:#c7d5e7}.dynamic-card span{font-size:12px;font-weight:850;color:#087d9e}.dynamic-card:hover span{color:#f0b23d}
.calc-home{background:#f5f8fc}.calc-tabs{max-width:900px;background:#fff;border-radius:18px;padding:30px;box-shadow:0 12px 38px rgba(7,31,80,.08)}.calc-tab-buttons{display:flex;gap:7px;border-bottom:1px solid #e2e8f0;margin-bottom:25px}.calc-tab-buttons button{border:0;background:transparent;padding:12px 18px;font-weight:800;color:#6a788d;cursor:pointer}.calc-tab-buttons button.active{color:#071f50;border-bottom:3px solid #00a64f}.mini-calc{display:none}.mini-calc.active{display:block}.mini-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-bottom:18px}.mini-fields label{font-size:12px;font-weight:800;color:#40536d}.mini-fields input{display:block;width:100%;padding:12px;border:1px solid #d4deea;border-radius:8px;margin-top:7px}.mini-result{background:#edf8f2;border:1px solid #c4e8d1;border-radius:10px;padding:18px;margin-top:17px}.mini-result small,.mini-result strong{display:block}.mini-result strong{font-size:27px;color:#008c42;margin-top:4px}.mini-result p{font-size:11px;color:#66758a}.calc-more{text-align:center;margin-top:22px}.calc-more a{font-weight:850;color:#071f50;text-decoration:none}
.why-compare{background:#fff}.compare-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:center}.clarity-copy>p{color:#64738a;line-height:1.7}.clarity-copy ul{list-style:none;padding:0;margin:22px 0}.clarity-copy li{margin:12px 0;color:#40536d}.clarity-copy li i{color:#00a64f;margin-right:8px}.compare-table{border:1px solid #dfe7ef;border-radius:14px;overflow:hidden}.compare-row{display:grid;grid-template-columns:1.3fr .8fr 1fr;border-bottom:1px solid #e5ebf2}.compare-row:last-child{border:0}.compare-row>*{padding:16px;margin:0}.compare-row.head{background:#071f50;color:#fff;font-size:12px;font-weight:800}.compare-row:not(.head) span{color:#40536d}.compare-row:not(.head) b{text-align:center;color:#00a64f;background:#f0faf4}.compare-row:not(.head) em{font-style:normal;color:#7a8798;font-size:12px}
.proof-section{background:#f5f8fc}.proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.review-placeholder{background:#fff;border:1px dashed #ccd7e2;border-radius:15px;padding:30px;text-align:center}.review-placeholder>i{font-size:30px;color:#087d9e}.review-placeholder h3{color:#071f50}.review-placeholder p{color:#7a8798;font-size:13px;line-height:1.6}
.faq-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:65px}.faq-layout>div:first-child>p{color:#69778c}.faq-layout>div:first-child>a{font-weight:850;color:#087d9e;text-decoration:none}.faq-list details{border-bottom:1px solid #dfe6ee;padding:17px 0}.faq-list summary{cursor:pointer;list-style:none;font-weight:800;color:#071f50;display:flex;justify-content:space-between}.faq-list details p{color:#68778c;line-height:1.65;font-size:13px}.faq-list details[open] summary i{transform:rotate(45deg)}
@media(max-width:1050px){.quick-contact .header-phone{display:none}.p6-hero-grid,.finder-grid,.compare-grid,.faq-layout{grid-template-columns:1fr}.dynamic-grid,.proof-grid{grid-template-columns:1fr 1fr}.p6-visual{min-height:390px}}
@media(max-width:760px){.phase6-nav{min-height:82px}.quick-contact{margin-left:auto}.header-consult{font-size:11px;padding:10px}.p6-hero{padding:45px 0}.p6-hero h1{font-size:47px}.p6-visual{display:none}.counter-grid{grid-template-columns:1fr 1fr;gap:20px}.counter-grid>div{border:0}.quiz-options,.quiz-contact,.dynamic-grid,.proof-grid,.mini-fields{grid-template-columns:1fr}.quiz-contact label:last-child{grid-column:auto}.compare-row{grid-template-columns:1fr}.compare-row.head em,.compare-row.head b{display:none}.compare-row:not(.head){padding:10px}.compare-row:not(.head)>*{padding:5px}.p6-actions{flex-direction:column}}

/* Counter content update */
.counter-grid small{display:block;margin-top:4px;color:#9fb1ca;font-size:10px;}
.counter-text{display:block;font-size:30px!important;color:#f0b23d;}
.counter-text i{font-size:29px;}